Reasons someone would use the services of Nace Appraisal Service

To many, an appraisal just looks like a line item on the settlement sheet for a home sale or refinance. And even though there are a multiplying number of automated home valuation processes that may seem more prudent than an appraisal, practically all lenders still call in a local expert because the stakes are so high. But is obtaining a mortgage the only reason to acquire an appraisal? Are there other instances when the services of a licensed, independent real estate professional might be beneficial? Of course there are.


	For real estate appraisals in Hattiesburg and Lamar County, it's easiest when your order online from Nace Appraisal Service, just click here.

Let Nace Appraisal Service help you dispute your tax assessment in Lamar County

It's probable you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are based upon a previous assessment of your house, so if values have declined in your neighborhood, you can challenge your assessment and save money. An appraisal from Nace Appraisal Service is your best evidence when building your case. We're qualified to assist you in disputing your tax assessment.

Let Nace Appraisal Service help you do away with PMI to lower your mortgage payment

When the amount being loaned to the homeowner is more than 80% of the actual value of the home, almost all lenders ask homebuyers to buy an extra insurance policy. That policy is Private Mortgage Insurance, or PMI. This added payment is often folded into the monthly mortgage payment and is soon forgotten. This is unfavorable because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.

Nace Appraisal Service can provide you with a statement regarding the value of your home, and the expense of the appraisal can generally be regained in just a few months because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be an especially traumatic ordeal for both parties, and it is often even more complicated by the strenuous decision of who gets the house. It's a good idea to get an appraisal from Nace Appraisal Service so both parties are fully aware of the true market value of their house, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation with Nace Appraisal ServiceSettling an estate

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to take care of these matters, unlike wealthier individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Relocating to or from Lamar County?

Moving due to a job change is a stressful event. We know where you're coming from. We take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive attributes of their property, along with information about any new sales or listings in their neighborhood that they want considered during our detailed process.

Selling your home quickly at the right price with an appraisal from Nace Appraisal Service

A professional appraisal will help you make a better educated decision when determining your selling price, whether you want to sell your home on your own or with the help of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are based on our efforts to perform the appraisal report and and aren't related to the sales price.

We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.